Taking care of your oral health not only helps to stop tooth decay and gum disease, but it can also make your teeth whiter and your breath fresher. Plus, a healthy mouth helps reduce the risk of other serious health problems, like reducing the effects of diabetes.
If you’re aware of the benefits of good oral health, you probably have dental insurance for the year or you’re looking for ways to use an employee dental plan. Good for you! Let’s look at how you can make the most of your dental insurance!
Plan the Plan
Whether you’ve bought dental insurance yourself or it’s a benefit from work, take the time to understand the benefits of the plan. Is it an HMO or PPO plan? What’s your deductible? What services will the insurance cover? Like any insurance, some restrictions and limits will apply. Be smart about what your plan offers to avoid frustration and get the maximum benefit!
Know Your Network
No matter what kind of insurance you have, educate yourself of your in-network or out of network benefits and providers. At North Boulder Dental, we accept a range of popular dental insurance programs! Our patients love our services and we’d be happy to talk to you to explore what insurance plans we accept and to get your oral health care underway!
One of the easiest ways to get the most out of your plan is to use all preventative benefits available. This usually means you can get at least two cleanings and checkups during the year at little or no out-of-pocket cost to you. Go ahead and schedule those cleanings now!
During your regular cleaning and checkup appointments, talk to your dentist about any other treatments that may be needed. Do you need fillings or crowns? When are X-rays recommended? Are there elective procedures that could improve your oral health or your smile? Talk to your dentist about what immediate treatments are needed and what can wait. Your dentist can help you time procedures to get the most out of dental insurance benefits.
Most insurance plans have an annual maximum they will pay each year. If you’re looking to take care of several dental issues this year, talk to your dentist and dental office staff about submitting a “predetermination” of benefits to the insurance company for what may be needed. Your insurer will process this and provide you with a statement of what costs they will cover. This will help you understand costs and plan your dental treatments accordingly!
If you are already a patient at North Boulder Dental and have an after hours emergency, there is always a Doctor that is on call. If you are going to be traveling, try to identify a dentist ahead of time that will accept your plan. Add the contact name and phone number into your phone so you’re well prepared for any oral health eventuality!
Plan ahead for a great year of oral health and to get the most out of your dental insurance. Have questions about dental treatments or need to schedule an appointment for a checkup? Contact us! At North Boulder Dental Group, we’re here to make you smile.